Sample posts from Arbor Data Science’s
Daily Data Points

Arbor Data Science

America’s Affordable Housing Crisis

Daily Data Points     January 5, 2024

According to a Redfin Report, a home listing is considered affordable if the estimated monthly mortgage payment is no more than 30% of the local county’s median household income. The chart below illustrates the housing...

Arbor Data Science

No Need to Save Money When You Have Mom and Dad

Daily Data Points     January 4, 2024

In October 2023, the Federal Reserve released a report of changes in family finances for the time period 2019 to 2022. The chart below shows the average family net worth (blue) and the median family net worth (orange) from 2019...

Arbor Data Science

The Burden of Student Loans

Daily Data Points     January 4, 2024

According to Bankrate, more than 43 million Americans hold federal loans, with a collective balance exceeding $1.7 trillion, the second largest type of consumer generated debt. The chart below shows the average federal student...

Arbor Data Science

Interest Rate Seasonality

Daily Data Points     January 3, 2024

As we kick off the new year, we’re diving straight into an examination of 10-year yield seasonality and possible patterns which could play out based on if the 10-year is higher or lower come Spring time. It’s an opportune...

Arbor Data Science

Better Fracking Via Technology

Daily Data Points     January 2, 2024

Plenty of attention has been paid to the technological advances of Silicon Valley. From virtual reality to AI, there is no shortage of speculation around how the latest technology will alter our everyday lives. But there are...